Ensure peace of mind and security for yourself with personalized individual insurance.

Individual Insurance is a type of insurance policy purchased by a single person to cover their personal risks, such as health, life, disability, or property. Unlike group insurance, which is offered to a collective group by an employer or organization, individual insurance is tailored to meet the specific needs and circumstances of the policyholder.

This type of insurance allows individuals to choose the coverage amount, policy term, and the specific benefits they require. Individual insurance policies offer flexibility in terms of coverage options, premium payments, and the ability to select providers or networks. Depending on the type, it may cover medical expenses, provide financial support in case of disability, or offer a death benefit to beneficiaries in case of life insurance.

Individual insurance is ideal for those who are self-employed, retired, or not covered under a group plan. It provides peace of mind by protecting against unexpected financial burdens and ensuring personal and family security.

Benefits of Individual Insurance

Personalized Coverage

Tailored plans to meet specific needs, including health, life, and disability protection.

Broad Coverage

These policies often provide extensive benefits, such as health, dental, and life insurance, with fewer health-related barriers to enrollment.

Simplified Enrollment

Joining a group plan is generally more straightforward, involving minimal paperwork and fewer health questions compared to individual policies.

Enhanced Employee Benefits

Providing group insurance can boost employee satisfaction and retention by showing a commitment to their overall well-being.

Our Range of Group Insurance Plans

  • Critical Illness Insurance

    Critical Illness Insurance provides a lump-sum payment to help cover expenses if the insured is diagnosed with a serious illness like cancer, heart attack, or stroke.

  • Family Health Insurance

    Family Health Insurance offers comprehensive medical coverage for all members of a family under a single policy, covering expenses such as hospitalization, surgeries, and preventive care.

  • Home Insurance

    Home Insurance protects a homeowner against financial loss from damage or destruction of their property and belongings due to risks like fire, theft, natural disasters, and liability claims.

  • Motor Insurance

    Provides financial protection against damages or losses to a vehicle due to accidents, theft, natural disasters, or third-party liability claims.

  • Personal Accident Insurance

    Personal Accident Insurance provides financial compensation in case of accidental injuries, disability, or death, helping cover medical expenses and loss of income due to accidents.

  • Senior Citizen Insurance

    Senior Citizen Insurance offers tailored health coverage for individuals aged 60 and above, addressing medical expenses, hospitalization, and specific health needs associated with aging.

  • Term Life Insurance

    Provides coverage for a specified period, paying a death benefit to beneficiaries if the insured passes away during the term, without accumulating cash value.

  • Top Up Health Insurance

    Insurance providing financial protection and benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages.

  • Travel Insurance

    Travel Insurance offers protection against financial losses related to travel, including trip cancellations, medical emergencies, lost baggage, and travel delays.

  • Personal Cyber Insurance

    Personal Cyber Insurance offers protection against financial losses and damages resulting from cyber-attacks, including identity theft, online fraud, and data breaches affecting individuals.

Eligibility Criteria for Individual Health Insurance

  • Age

    Coverage is usually available for individuals aged 18 to 65, with specialized plans for those over 65.

  • Location

    You need to live within the area covered by the insurer.

  • Medical History

    Pre-existing conditions might come with waiting periods or exclusions, so it's important to disclose your medical history accurately.

  • Occupation

    High-risk jobs may result in limited coverage options or higher premiums.

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